Overview of Lamp Functions


Explanation of various functions


1.Quotations can be calculated based on the interest rate, internal rate of return, and lease payments, and the methods are flexibly customizable according to the client’s needs. It is also possible to calculate quotations by combining factors such as beginning/end of term, equal/uneven, and principal/interest.

2.Quotations can be calculated for multiple types of assets depending on the project.

3.Conditions and quotations can be modified multiple times. Multiple quotation results can be compared as quotation results are temporarily saved.

4.Contract application can be carried out based on the quotation information agreed upon with the customer.

Credit Facility Management

1.Multiple types of credit facility can be set for each business partner.

2.Possible to set credit facility amount, expiration date, circulation/non-circulation, warning/error for when the maximum amount is exceeded, and individual credit facility frozen.

3.The balances of credit facility can be viewed in real time. It can also output to a report.

Document Management

1.System manages the documents required at each timing, such as applications and contracts.

2.System manages the status such as creating a document, sending them to customers, and collecting. Exemption/temporary exemption, completion deadline, etc. can be set per contract.


1.Multiple approval stages can be configured to suit your business needs.

2.Approval routes can be dynamically changed based on contract amounts and other conditions.

3.Individual workflows can be configured for all application tasks.

4.Possible to check dwell days for each operation in the workflow.

Mid-term changes

1.Ongoing contracts can be modified at any time, such as on lease payment and collection period. It will then automatically recalculate collection schedules and other contract information based on the changes.

2.The termination request function can automatically calculate the cancellation fee from uncollected lease payments and other conditions.

3.For contracts nearing expiration, choose from multiple property treatment methods such as purchase re-lease or return. Automatically generate various forms and set property purchase prices according to the method you choose.

Credit risk

1.Evaluate quantitatively, qualitatively, and comprehensively for each business partner.

2.Each indicator can be freely set and adjusted for each individual/corporation, industry, and region of the business partner. Your original spreadsheet templates for scoring can be imported.

3.A statistical table of total lease payments/balance, total principal/balance, and delinquent amount can be created for each business partner rating calculated by the scoring function.

Debt collection Deposit clearing

1.For collection by agents, collection information can be automatically reconciled by importing the list of billing and collections for agents.

2.For in-house collection, the debit results of each bank can be imported for automatic clearing. You can also reconcile it manually.

3.The order of priority for automatic clearing can be set according to the customer's needs.

4.Choice of whether or not to calculate late fees for each contract. You can also choose to waive the late fee (partial or full).

Interest Rate Fluctuations

1.Make reverse entries for lease payments on variable interest rate contracts and interest rate from the latest base interest rate.

2.Check the impact of interest rate changes with ease by comparing the list of processes before and after the interest rate change.

3.Automatically generate interest rate change notices for customers on a per-contract basis.


1.System will manage loans, individual loan agreements, SWAP agreements etc.

2.Manage repayment schedule/performance management, mid-term changes and interest rate fluctuations.